Vacant structure insurance (also known as vacant home, vacant dwelling, or vacant property insurance) is defined as coverage that protects an unoccupied structure during vacancy, should it sustain physical loss or damage from a covered loss.
Foy you, what does home vacant mean?
Generally, your home is considered vacant if it’s left empty for 30 to 60 days or more. Most typical homeowner policies won’t provide full coverage for the property once it’s been vacated. Vacant home insurance can be purchased to help.

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